The secure way to sell over time

Sell now.
Get paid over time.

The software platform that helps private parties safely document installment sales and process payments directly between bank accounts.

Agreement
2021 Honda CRF250R
Active
Payment 1 of 6
Oct 15
$450.00
Succeeded
Payment 2 of 6
Nov 15
$450.00
Upcoming
Payment 3 of 6
Dec 15
$450.00
Scheduled

Everything you need to document a sale

AshX provides the tools to formalize your agreement and keep track of payments, protecting both the seller and the buyer.

E-sign agreements

Generate a clean, plain-language installment agreement and collect legally-binding electronic signatures from both parties.

Automatic schedule

Define the terms once. Our platform calculates the schedule and automatically processes the payments via ACH.

Verified handoff

A secure delivery process using unique codes to verify the buyer received the item in the agreed condition.

Immutable records

Every payment attempt, status change, and signed document is securely stored in a printable case file.

Smart reminders

Automated, neutral email and SMS notifications before payments are due to help avoid missed schedules.

Dispute log

A structured communication channel to document and resolve issues if the unexpected happens.

Marketplace

Buy and sell locally, with a payment plan built in

Browse big-ticket items posted by sellers in your area. Every listing shows the cash price and the payment plan up front — make an offer and settle up over time, directly with the seller.

Search locally

Set your ZIP and a distance radius to see what's for sale nearby.

Clear terms

Cash price, payment amount, and schedule shown on every listing.

Built for private parties

The seller — not AshX — is owed the money. We are purely a software platform that makes the process safe, transparent, and easy to manage.

Read our Trust & Safety principles